Ever see the commercial....

Where the guy is mowing his lawn on a riding lawn mower, cleaning his pool, driving in his new car etc... but then says he's up to his eyeballs in debt?

It's a sad representation of many Americans today. But I love that commercial. Why? Because it's a great reminder for me and my family that we do not want to live like that.

We have debt. We have a credit card and car loans. But you think "Everyone has a car loan!" Nope. There are many families that don't, they pay for their cars with cash.

We want to be one of those that pay for their cars with cash, and can retire comfortably when the time comes.

What about you?